People

Who this plan is for and the planning horizon
Plan horizon
2026–2060

Plan at a glance

Plan horizon
2026–2060
P1 age now
56
P2 age now
50
Projection years
35

When signed in, this page loads your saved planning scenario and couple profile. Save my planning updates your scenario and profile names/milestones. Opening balances are on Accounts; model rules are on Assumptions. Run projection opens results with a shareable URL.

All inputs are in today's money unless stated otherwise. Projection results are shown in future (nominal) values unless stated otherwise.

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Planning mode

Individual vs couple planning will affect how the model treats household income and tax (planned — WI-026). This does not change calculations yet.

Names

Shown across the planner and results. The projection still uses internal P1 / P2 identifiers.

Ages at plan start

Ages are at the start of the projection start year below.

Plan horizon

Longevity guidance: Plans often run to age 90–100+ to stress-test whether assets last. A long end year does not mean you expect to live that long—it helps show whether your plan remains sustainable under optimistic longevity.

Retirement & state pension

Employment salary stops in the first year where age at year start is at or above intended retirement age. State pension amounts are gross annual in today's money (£). The engine inflates these to nominal future pounds from plan start — you do not need to estimate the commencement-year value.