Loading defaults…
Two career stages per person. Stage 2 follows Stage 1 automatically. Salary stops at the retirement age set on People. Set Stage 1 end year beyond retirement to use a single career stage.
| Stage | Start | End | Salary (£) | Bonus (£) | Annual salary growth % |
|---|---|---|---|---|---|
% | |||||
| — | % |
Salary and bonus are entered in today's money. The projection grows them each year at the nominal annual salary growth rate — this is the total expected increase, not a real (above-inflation) rate. Bonus is included in gross and taxable income but does not generate pension contributions. Stage 2 runs until retirement, as set on People.
Percentages are whole numbers (e.g. 5 = 5%). Employer % adds to the pot above salary with no cash impact. Employee % reduces taxable income and adds to the pot. Lump sum is the net amount paid from cash — it receives a 25% basic-rate top-up into the pot.
| Stage | Employer % | Employee % | Lump Sum | Cash ISA | Share ISA |
|---|---|---|---|---|---|
| Stage 1 | % | % | Soon | Soon | |
| Stage 2 | % | % | Soon | Soon |
These account types will be modelled in a future update.